Getting Started

What is this website about?

Financial Well-Being™ is a program that uses the tested, proven, video-based lessons of personal financial expert Dave Ramsey to help you change your financial life for the better.

Whether you’re dealing with debt or looking to plan for your financial future, this program will help you make small, incremental changes that will add up to a huge difference for your overall well-being.

How can this site benefit me?

The program is self-guided, so you can go at your own pace. It includes engaging video lessons with online workbooks and quizzes that reinforce what you’re learning. Dave Ramsey’s entertaining, no-nonsense style helps make it simple to take the program step by step. You’ll also benefit from smart online budgeting tools.

How can I get the most out of my experience?

To get the most out of the program, go through the lessons in order. Watch every video, and complete the workbooks as you’re watching. Take each quiz and fill out all the relevant financial forms. You’re establishing habits that can last a lifetime so give yourself the time to do it right.

Why have I been given access to this program?

Financial well-being is an important element of your overall well-being. Financial stress can have a negative impact on your physical and emotional health. Your employer, health plan or sponsoring organization provides your access to this site as a benefit to you so you can begin to improve your Financial Well-Being.

What are the best operating systems, browsers, settings, etc. for this website?

This website is optimized for the following:

  • PC Operating Systems: Windows XP, Windows Vista, Windows 7, Windows 8
  • Mac Operating Systems: OS 10.4+
  • PC Browsers: Internet Explorer 8+, Firefox 25+, Safari 6+, Chrome 32+
  • We don't recommend Internet Explorer 6 or 7.
  • Mac Browsers: Firefox 25+, Safari 6+, Chrome 32+, Mobile OS: iOS 5.0+
  • Adobe Flash Player: Please note that you'll need to enable cookies and JavaScript, and that you'll need Adobe Flash Player 10.X for some features of this website
  • How much does this program cost?

    This program is free to anyone who received access.


    Site Access: Username & Password Recovery

    I forgot my username or password. How do I request them?

    You need both your username and password to log into the site. If you forget either one, click the Forgot Username or Password link on the main login page, and then follow the instructions.

    How do I unlock my account?

    The website will automatically unlock your account after a 15-minute delay. You can also contact a customer service representative using the phone number at the bottom of the page.


    Privacy & Security

    Can my employer or sponsor organization see my financial information?

    No. Your employer or other sponsor will be able to see general information about how much money their population has saved over the course of the program, but not how much you or any other Individual specifically have saved, or anything else about you specifically.

    How secure is this web site?

    The Financial Well-Being™ application is as secure as any banking website’s financial tools.